Most Gays and Lesbians spend more time planning a vacation than planning their estate!

"The most entertaining live concert today!"

TimeOut NY

ESTATE PLANNING WORKSHOP "The Truth About Estate Planning For Gays and Lesbians"

WORKSHOP TOPICS INCLUDE: WHY: Simple wills may not be the best way for gays and lesbians to plan their estates; you should never own assets in joint partnership; you should never name your partner as a beneficiary of you life insurance; living trusts rarely work; blood relatives can set aside your will and how to prevent it; most financial and health care powers of attorney often don't work; and...HOW TO: Ensure your partner makes your health care decisions when you can't communicate; make certain hospitals can't prevent your partner from seeing you when you are in the hospital; assure your assets pass to your partner or other loved ones; prevent blood relatives from disinheriting your partner; assure you and your partner can take full advantage of tax planning techniques that are not available to married couples; make certain your pets are properly cared for after you are gone; ensure blood relatives cannot prevent your partner from living in your home after you are gone; protect your partner's inheritance from nursing homes, creditors and catastrophic illnesses; make certain that assets you leave your partner cannot be used by a replacement partner; make certain if you are incapacitated your assets will be used for you and your partner's care and well being; make certain that children of gay and lesbian couples are properly cared for after they are gone... and more.

Tuesday, October 15th, 2002-5:30-8:30pm For reservations call: 440-891-8850

PRESENTED BY SCOTT A. WILLIAMS, ESQ. PRACTICE LIMITED TO ESTATE PLANNING

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The Best ABBA Show in the World!

Allen Theatre

Tickets: Playhouse Square Box Office; all Tickets.com outlets; online at

October 27 www.playhousesquare.com; or call

Sunday, 7PM $32.50 & $25.50

216-241-6000 or

1-800-766-6048. PLAYHOUSE Group sales:

216-771-4444.

SQUARE

CENTER

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Up to 25% of people with chronic Hepatitis B infections will die of liver disease.

For more information, visit www.lgcsc.org

HEAT is a program of the Lesbian/Gay Community Service Center of Greater Cleveland.

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